Dikhyaa Mohanty 
With the addition of 18 lakh additional beneficiaries, the Subhadra Yojana has reached a major milestone, surpassing 98 lakh participants in its fourth phase as of February 8, 2025. By guaranteeing the smooth and direct transfer of payments to recipients, the National Payments Corporation of India (NPCI) has been instrumental in the success of this program. An official press release claims that NPCI has played a key role in identifying “Payment Ready Beneficiaries”—those whose accounts are most likely to receive payments without any problems, meaning that there are very few instances of payment failures. Beneficiaries of the Subhadra Yojana must meet four essential criteria in order to be eligible for payments:
- Possess a single-holder bank account.
- Link the account to their Aadhaar number.
- Ensure the account is DBT (Direct Benefit Transfer) enabled.
- Complete biometric-based eKYC on the Subhadra portal.
The fourth task—biometric eKYC—must be finished at Jana Seva Kendra or Mo Seva Kendra, whereas the first three are managed at the bank level. To make sure all criteria are fulfilled, beneficiaries are encouraged to contact their bank or the closest service center. Over 2.5 lakh qualified beneficiaries have not yet received payments despite the project’s success because of problems including incomplete eKYC (including OTP-based eKYC, which is not valid for the plan) or accounts that are not DBT-enabled. In addition to the Subhadra portal, a list of these recipients is accessible at the Block, Municipality, and Municipal Corporation levels.
We encourage eligible candidates to review the list if they have not yet received rewards. To activate DBT or finish biometric eKYC at a Jana Seva Kendra or Mo Seva Kendra, they need to go to their bank if their name is listed. Beneficiaries will get the first installment prior to March 8 and the second installment on March 8, 2025, upon the completion of these procedures.
